reThought Flood
About Sean O'Neill

Sean O'Neill: Director – Programs

Sean O'Neill is Director – Programs at reThought. After a childhood apprenticeship at his family’s insurance agency, he spent years working as a commercial-lines underwriter. He’s exceptional at underwriting catastrophe-exposed property, and enviably skilled at managing relationships and delivering service.


He’s in charge of underwriting and distribution under reThought’s successful Residential and Commercial delegated authority programs, which he handles from his home office in Philly. And he’s perfect for his task of liaison with our insurer-partners, because he’s sold on how reThought blends technology and underwriting into one powerful tool to analyze risk at a very granular level.


“Most of my career, flood was rarely talked about by brokers and carriers,” he says, “but now it’s widely discussed. The tricky part is to educate people about their potential exposure, even outside flood zones, but we’re making progress. More and more people realize that basically anywhere in the country could flood.”


Sean enjoys “adrenaline activities.” He once braved the Running of the Bulls, which was “probably not the smartest thing, but will go down as one of the funnest.”