reThought Flood
About Joe

Joe Simmons: Underwriting Manager

Joe Simmons is reThought’s Underwriting Manager for Residential Flood. He’s spent his entire career so far with reThought, where he began as an intern, then created an internship program to introduce insurTechs and MGAs to college students as an exciting career path. Daily he helps people to protect themselves – and brokers to protect their clients – from flood disasters.


Joe looks always to deploy insurance capacity in a sustainable manner, supported by reThought’s sophisticated flood insurance underwriting technology and methodology. He focuses daily from his office in Philly on crafting underwriting solutions, steering projects to satisfactory completion, and building relationships with reThought’s broker-partners.


Joe says flood insurance is critical to the nation’s positive passage through challenging times. “It will allow our country to move forward sustainably through the challenges that extreme weather presents,” he says. “I am proud to be a part of an organization that is doing its part to help resolve this issue.”


Joe’s always been interested in cartography. “Underwriting flood allows me to study maps, which I truly enjoy,” he says. “I’ve explored all over the U.S. from a virtual bird’s eye perspective.”