reThought Flood

Protect your profits from costly floods.

Flooding is an increasing concern across America. 99% of counties have flooded at least once. Most businesses are not insured properly for flood, resulting in billions of dollars in property damage and business interruption costs. For those insured by the NFIP, coverage limits are low; business interruption and debris removal are not covered. It’s time for something better. It’s time for reThought Flood.

Technology. Transparency. Trust.

reThought delivers replacement cost value indemnities, not the 'actual cash value' other insurers calculate to reduce claims.

Coverage for loss of use and access when floodwaters cause business to halt.

Excess cover when needed to ensure complete protection.

Insurance of basement contents as standard, which few other insurers cover. 

Policy issuance in as little as two days in all 50 states.

Standard limits of up to $10 million per premises, and $15 million per policy.

Premiums set to cover only your own risk, because reThought’s advanced technology pinpoints the specific flood risk of each property you insure. 

An underwriting approach which provides stable prices over time.